Insurance is mandatory, you choose the insurer.

In compliance with the Law 245-2014, anyone who obtains or renews a motor vehicle license for the first time and who wishes to purchase compulsory liability insurance “SRO”, may freely select the insurer of their choice that offers such coverage. To do this, you will select the insurer of your choice on the Selection Form, except when the owner has purchased traditional liability insurance equal to or greater than this insurance.

Anyone who attempts to interfere with free choice is violating the law and you can report them to the Office of the Insurance Commissioner at 787-304-8686 or by email at the following address: investigaciones@ocs.pr.gov.